Loans Funded
Avg. Closing Time
Licensed
Families Served
3 minutes · No hard credit pull to begin · Free pre-approval letter
Answer 3 quick questions and we'll recommend your best mortgage program — instantly.
What are you looking to do?
Based on your profile, an FHA loan offers the lowest barrier to entry with flexible qualification standards.
Purchase, refinance, or renovate — we have the right program for your situation in MA, RI, and FL.
Low down payment for qualified buyers. Best for first-time buyers and moderate credit profiles.
Finance purchase AND renovations in one loan. Perfect for fixer-uppers and rehab projects.
Zero down payment for eligible veterans, active military, and surviving spouses.
For strong borrowers who want flexibility, lower insurance, and broad property eligibility.
100% financing for eligible rural and suburban homebuyers with income limits.
Take our 3-question Loan Finder quiz or talk to a loan officer — no cost, no obligation.
Lower your rate, shorten your term, or access cash — we have a refi program designed for your goals.
Minimal docs for existing FHA borrowers. Fast and easy.
Access equity for debt consolidation or home improvements.
Refinance and roll renovation costs into the new loan.
Rate & term or cash-out for borrowers with strong credit.
From monthly payments to total closing costs — make informed decisions with real numbers.
* Estimates are illustrative. Contact us for a full Good Faith Estimate with all costs.
Sample rates for well-qualified borrowers. Updated daily. Call for a personalized locked rate.
Our streamlined process averages 21 days from complete application to closing.
Complete our secure digital form in minutes — no credit pull required.
Securely send pay stubs, W-2s, bank statements through our portal.
Receive your official pre-approval letter — often same day.
We handle underwriting, appraisal, and title — keeping you updated.
Sign final docs, collect your keys, and start your next chapter.
CFPB-compliant, 256-bit encrypted submission for buyers, homeowners, and broker clients.
Real estate agents and mortgage brokers can submit complete loan packages directly. All packages reviewed within 1 business day.
Interactive checklist ensures nothing is missing. Required vs. conditional clearly labeled.
256-bit SSL on all uploads. CFPB-compliant storage and handling protocol.
256-bit SSL on all uploads. CFPB-compliant storage and handling protocol.
Your loan officer contacts you within 1 business day with status and any missing items.
Your privacy is protected. Files are reviewed only by licensed loan officers at Welcome Home Mortgage Company, LLC. We comply with GLBA, CFPB, and all applicable state privacy regulations.
Mon–Fri 9am–6pm ET. We'll answer questions, review your situation, and recommend the right program.
Locally rooted, deeply experienced, and laser-focused on getting you to closing on time and on terms you understand.
Your dedicated Loan Guide stays with you from application to closing. No handoffs, no confusion, no repeated introductions.
Deep roots in Massachusetts with strong market knowledge across Rhode Island and Florida. We know what it takes to close in each market.
Pre-approval letters issued the same day your complete file is received. Compete confidently in today's fast-moving market.
No surprise fees. No last-minute changes. We walk you through every number before you sign a single document.
Industry average is 45+ days
Satisfaction Rate
States Licensed
States Licensed
30-Year Fixed · Subject to qualification
“As a first-time buyer I was terrified. My loan officer held my hand through every single step and we closed in 19 days. I’m still amazed.”
Dedham, MA — FHA Purchase
Providence, RI — FHA Streamline
“The VA loan process always feels complex. They made it completely painless — got my COE sorted quickly, explained every cost, zero surprises at closing.”
Brockton, MA — VA Purchase
Whether you have a question about eligibility, a specific property, or just want to understand your options — our team is here. No obligation, no pressure.
(781) 375-2727 · Fax: (781) 375-2604
abnertax@welcomehomemortgageloan.com
515 Providence Highway, Suite 205 Dedham, MA 02026
Mon–Fri 9:00 AM – 6:00 PM ET Sat: By Appointment